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Start HereAsk AudreyCredit BasicsCredit ScoresIdentity TheftDisputing

OverviewContactDispute OnlineSample LetterGuide to Disputing
Follow this example to write your own letter of dispute.
[Date]
[Your Name]
[Your Address]
[Your City, Province, Postal Code]
[Your Telephone Number]
Dispute Department
[Name of Credit Reporting Agency]
[Address]
[City], [Province], [Postal Code]
Dear Sir or Madam:
I am writing to dispute information in my credit file. The items I wish to dispute are listed below and also highlighted on the attached copy of my credit profile.
[List the item that you feel is inaccurate including the type of account, name of the financial institution, account number and detailed information about what is incorrect. Include what changes you feel should be made.]
Enclosed are copies of [payment records, credit report letters from the creditor, court documents, etc.] supporting my dispute. Thank you for investigating this matter.
Sincerely,
[Signature]
[Your full name]
[Date of birth]
[Employer's Name] (optional)
[Social Insurance number] (optional)
Enclosures: (List what documents are enclosed with your letter)

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