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Ask Audrey
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Q&A with our expert
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Get all the answers to your credit questions with our free monthly e-newsletter. Editor-in-chief, Audrey O'Dell, provides you with up-to-the-minute credit news that affects your financial livelihood.
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My credit data is crossed with my father's information because we have the same address and name. Our birthdates, social insurance numbers and middle names are different. I would like to know how this information has gotten mixed up and how long it will take to fix.
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I'm thinking about taking out a consolidation loan because my credit card interest rates are very high.
I would be using the equity of my home to do this. Is this a good idea?
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